<table cellspacing="0" cellpadding="0" border="0" ><tr><td valign="top" style="font: inherit;"><DIV>The electrical work as well as some of the framing is what I would call hack work, why won't the inspectors require it to be corrected by licensed contractors with a permit?</DIV>
<DIV> </DIV>
<DIV>What is the point in having codes and requiring licenses and permits when the inspectors will not enforce the requirements?</DIV>
<DIV> </DIV>
<DIV>Bret Walley</DIV>
<DIV>CBC059520</DIV>
<DIV>CAC1816055<BR><BR>--- On <B>Mon, 4/26/10, codetalk-request@myfloridacode.com <I><codetalk-request@myfloridacode.com></I></B> wrote:<BR></DIV>
<BLOCKQUOTE style="BORDER-LEFT: rgb(16,16,255) 2px solid; PADDING-LEFT: 5px; MARGIN-LEFT: 5px"><BR>From: codetalk-request@myfloridacode.com <codetalk-request@myfloridacode.com><BR>Subject: CodeTalk Digest, Vol 56, Issue 31<BR>To: codetalk@myfloridacode.com<BR>Date: Monday, April 26, 2010, 1:04 PM<BR><BR>
<DIV class=plainMail>Send CodeTalk mailing list submissions to<BR> <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk@myfloridacode.com" ymailto="mailto:codetalk@myfloridacode.com">codetalk@myfloridacode.com</A><BR><BR>To subscribe or unsubscribe via the World Wide Web, visit<BR> <A href="http://myfloridacode.com/mailman/listinfo/codetalk" target=_blank>http://myfloridacode.com/mailman/listinfo/codetalk</A><BR>or, via email, send a message with subject or body 'help' to<BR> <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk-request@myfloridacode.com" ymailto="mailto:codetalk-request@myfloridacode.com">codetalk-request@myfloridacode.com</A><BR><BR>You can reach the person managing the list at<BR> <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk-owner@myfloridacode.com"
ymailto="mailto:codetalk-owner@myfloridacode.com">codetalk-owner@myfloridacode.com</A><BR><BR>When replying, please edit your Subject line so it is more specific<BR>than "Re: Contents of CodeTalk digest..."<BR><BR><BR>Today's Topics:<BR><BR> 1. Re: Insurance claim/unlicensed contractor (Bob Koning)<BR> 2. Concrete footer (mark martin)<BR><BR><BR>----------------------------------------------------------------------<BR><BR>Message: 1<BR>Date: Mon, 26 Apr 2010 12:40:05 -0400<BR>From: "Bob Koning" <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=Bob@ContractorsInstitute.com" ymailto="mailto:Bob@ContractorsInstitute.com">Bob@ContractorsInstitute.com</A>><BR>Subject: Re: [Florida Code Talk] Insurance claim/unlicensed contractor<BR>To: "L&H Contracting, Inc." <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=lhcontracting@tampabay.rr.com"
ymailto="mailto:lhcontracting@tampabay.rr.com">lhcontracting@tampabay.rr.com</A>>,<BR> <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk@myfloridacode.com" ymailto="mailto:codetalk@myfloridacode.com">codetalk@myfloridacode.com</A>><BR>Message-ID:<BR> <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=DF3E330A92E8DB46B82D104B79FC3BBF294E4F@mailbox.hudson.koning.com" ymailto="mailto:DF3E330A92E8DB46B82D104B79FC3BBF294E4F@mailbox.hudson.koning.com">DF3E330A92E8DB46B82D104B79FC3BBF294E4F@mailbox.hudson.koning.com</A>><BR>Content-Type: text/plain; charset="us-ascii"<BR><BR>Robert, I am not a lawyer so this should not be construed as legal or<BR>official advice. If you are involved in such a matter, you should seek<BR>competent counsel immediately. However as to your question, you said<BR>that a registered contractor subbed to an unlicensed contractor. There<BR>are miles of information
missing in your post but I will say there are<BR>two exceptions in Florida statute 489 whereby licensed contractors<BR>(Division I) may subcontract to unlicensed contractors legally provided<BR>the Division I contractor affirms that he or she is supervising them.<BR>Therefore an unlicensed contractor may perform contractor will work<BR>legally if it properly falls into one of these categories.<BR><BR><BR><BR>As for the insurance, how can an insurance company require mandatory<BR>licensure when our statute itself does not require mandatory licensure<BR>for all categories? And insurance policy is essentially contract. It can<BR>be entered into by a licensed or an unlicensed contractor without<BR>affecting the bases of the agreement absent some exclusion for<BR>nonlicensed coverage.<BR><BR><BR><BR>That is all I can answer with the information that you have provided. I<BR>can tell you that it is very common for insurance companies to provide<BR>initial
defense coverage to contractors when they are not properly<BR>licensed (even in cases of Division I and Division II contractors that<BR>clearly should be licensed under the law) but whether or not they<BR>ultimately indemnify the insured is another matter entirely.<BR><BR><BR><BR><BR><BR>R.J.Koning - Director<BR><BR>Contractors Institute<BR><BR><A href="http://us.mc453.mail.yahoo.com/mc/compose?to=rjkoning@contractorsinstitute.com" ymailto="mailto:rjkoning@contractorsinstitute.com">rjkoning@contractorsinstitute.com</A><BR><mailto:<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=rjkoning@contractorsinstitute.com" ymailto="mailto:rjkoning@contractorsinstitute.com">rjkoning@contractorsinstitute.com</A>> <BR><BR>8301 Joliet Street<BR><BR>Hudson, Fl 34667<BR><BR>727-863-5147<BR><BR><BR><BR><BR><BR>From: <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk-bounces@myfloridacode.com"
ymailto="mailto:codetalk-bounces@myfloridacode.com">codetalk-bounces@myfloridacode.com</A><BR>[mailto:<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk-bounces@myfloridacode.com" ymailto="mailto:codetalk-bounces@myfloridacode.com">codetalk-bounces@myfloridacode.com</A>] On Behalf Of L&H<BR>Contracting, Inc.<BR>Sent: Friday, April 23, 2010 2:56 PM<BR>To: <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk@myfloridacode.com" ymailto="mailto:codetalk@myfloridacode.com">codetalk@myfloridacode.com</A><BR>Subject: [Florida Code Talk] Insurance claim/unlicensed contractor<BR><BR><BR><BR>What are the ramifications? A registered contractor subs to an<BR>unlicensed (insured) subcontractor using a contract. A claim arises<BR>against the registered contractor for work done on a commercial<BR>building. The registered contractor then contacts the unlicensed sub and<BR>involves them and his insurance company in the claim. Taking
into<BR>consideration FS489.128 that this contract would be unenforceable. How<BR>would the unlicensed contractors insurance co reply, if it was known<BR>they were unlicensed? And why would an insurance company issue insurance<BR>to an illegal company? Thanks for the input.<BR><BR><BR><BR><BR><BR>Robert Harvey<BR>L & H Contracting, Inc.<BR><BR>-------------- next part --------------<BR>An HTML attachment was scrubbed...<BR>URL: <A href="http://myfloridacode.com/pipermail/codetalk/attachments/20100426/5957040f/attachment-0001.html" target=_blank>http://myfloridacode.com/pipermail/codetalk/attachments/20100426/5957040f/attachment-0001.html</A> <BR><BR>------------------------------<BR><BR>Message: 2<BR>Date: Wed, 21 Apr 2010 18:47:05 -0400<BR>From: mark martin <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=mark.martin.inspect@gmail.com" ymailto="mailto:mark.martin.inspect@gmail.com">mark.martin.inspect@gmail.com</A>><BR>Subject: [Florida
Code Talk] Concrete footer<BR>To: <A href="http://us.mc453.mail.yahoo.com/mc/compose?to=codetalk@myfloridacode.com" ymailto="mailto:codetalk@myfloridacode.com">codetalk@myfloridacode.com</A><BR>Message-ID:<BR> <<A href="http://us.mc453.mail.yahoo.com/mc/compose?to=u2k112276531004211547vb69c62e6k1af65d29ad05ec54@mail.gmail.com" ymailto="mailto:u2k112276531004211547vb69c62e6k1af65d29ad05ec54@mail.gmail.com">u2k112276531004211547vb69c62e6k1af65d29ad05ec54@mail.gmail.com</A>><BR>Content-Type: text/plain; charset="iso-8859-1"<BR><BR>I agree this needs to be corrected, but I'm not so sure the municipality<BR>shares our view. This builder has been given a green light to do whatever he<BR>desires, whether it violates the code or not. It seems if you have the right<BR>friends in high places, you are above the law. At this point, the<BR>municipality has known about this (concrete wall) violation, and many<BR>others for months and has done
nothing to correct it. The construction has<BR>been allowed to proceed unabated, even with a Cease and Desist letter issued<BR>by the DBPR. The city attorney has been informed and a file containing<BR>dozens of other violations have been in their hands without any action. I am<BR>enclosing a file of just electrical items we noted on our report to the city<BR>attorney. *In spite of this documentation, the owner was allowed to drywall<BR>without correcting any of the items shown in these pictures, without an<BR>electrical rough inspection approval prior to allowing a framing inspection*<BR>*and without completing a required plan revision !*<BR>-------------- next part --------------<BR>An HTML attachment was scrubbed...<BR>URL: <A href="http://myfloridacode.com/pipermail/codetalk/attachments/20100421/61074ba8/attachment.html" target=_blank>http://myfloridacode.com/pipermail/codetalk/attachments/20100421/61074ba8/attachment.html</A>
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